Skin tags are harmless growths that look like a small piece of soft, hanging skin. Obesity and being moderately overweight dramatically increase the chances of having skin tags. Skin tags can form almost anywhere on the body where it’s exposed to sun. Almost half of the population will develop a skin tag sometime in their life. Because skin tags are usually benign most insurance will not cover their removal. Cosmetic removal of a skin tag is performed by Dr. Patel.